Printing On Vellum

Posted by Khris in Crafting Advice

From one of my readers:

Q: I love the way vellum looks but haven’t had much success in making practice invitations with my printer.

A: Vellum is a sturdy, translucent paper with a wax-like coating that is typically used as overlays for invitations. It has a smooth, slick surface which can make it difficult to print or stamp upon. Inkjets have problems with vellum because the wet inks have a hard time adhering to the smooth surface of the paper. The same goes for rubberstamping inks. There aren”t enough rough fibers for the ink to grip and soak in to, so it smears.Don’t fret, though, there are vellums on the market specifically made for inkjet pritners. Epson and Stampin’ Up make good ones that are likely compatible with all injkets.

If you are unable to find inkjet compatible vellums or want to use a colored vellum, you may be able to do so with a little tweaking of your printer’s settings.

* Go into your printer set-up and adjust it to the transparency setting. This will put the least amount of ink onto the vellum.

* Go into page set-up in your word processing program and set the margin 1″ from the top of the page. This will allow the printer time to get a ÏholdÓ on the vellum and reduces smearing.

* Select “economy”, “draft” or “speed” print mode (depending on the specific machine). This will lay down the least amount of ink possible, making it harder for the ink to smear.

Avoid The Wedding Debt Trap

Posted by Khris in Wedding Planning

On average, a wedding in the U.S. will cost $20,000. The factors that most affect how much a couple will spend on their wedding are number of guests, geographical location, and availability of funds or credit. If a couple puts the full cost of a wedding on a credit card and pays only the minimum allowable payment per month, that couple will, literally, NEVER get out of debt.

Traditionally, the bride’s family bore the bulk of the financial burden for their daughter’s wedding expenses. This has changed dramatically in the last decade or so as the groom”s family is contributing more to help out the couple. However, many couples – especially those into and past their mid-20′s – are paying for their own weddings with modest or no help from relatives.Because the pressure to throw a huge, pricey wedding still exists, many couples find themselves turning to credit cards to pay for wedding expenses. These couples will begin their married life together deep in debt that will haunt them for years to come.Some numbers for you to consider

We used the Credit Card Payoff Calculator from Genus Credit Management to do some quick debt calculations.

* A credit card debt of $20,000 with the average interest rate of 18% will take you 219 YEARS to pay off with a minimum allowable payment of $325 per month.

* A debt of $10,000 with an “good” interest rate of 14% will take you 32 Years 2 Months to pay off using the minimum allowable payment of $200 per month.

* A $5,000 debt with an interest rate of 21% will take you 73 Years 2 Months to pay off with a monthly minimum payment of $100.

Scared? This is serious, life-long debt for ONE DAY of celebration.

Don’t let the credit card companies fool you

Many couples get giddy when they see credit card offers for zero percent interest. While it may seem like a great deal, it’s important to read the fine print.

* Some zero percent offers are an introductory rate meaning that the zero percent rate is guaranteed for a limited amount of months before they raise it. Expect it to go to at least 7%, but, more likely, 14% – 18% after the introductory offer expires.

* Zero percent may apply to only balance transfers from your other credit cards, leaving you to pay a hefty percentage on any new purchases you make. Or, conversely, you may pay zero percent on new purchases and a high percentage rate on balance transfers.

* Another issue with zero percent cards is you must pay on time each month. One late payment – even by a single day – can cancel the whole 0% deal and you’ll end up paying high interest rates… some over 24%! And don’t forget the late fees. One company we know of charges an extra $35 on top of a higher interest rate for late payments.

You may be better staying with a low interest, guaranteed rate card in the long term… and don’t use it for wedding expenses.

Always read the agreement and look for the annual percentage rate, annual fees, late fees, and any other fees or rate changes that may affect you.

Where to find the money

If you find that you need extra funds for your wedding celebration, you have few options.

* Personal Loans – Your bank or credit union may have decent rates on personal loans.
* Credit Cards – As stated above, this is a bad, bad idea. Resist at all cost.
* Donations From Family – You may be surprised at the generosity your families may bestow upon you. Graciously accept financial help they may offer, but don”t demand or expect them to shell out big bucks for your celebration.
* Extra Jobs – You and your fiance can take on extra jobs for a few months to generate extra income. This is probably the best way to get the money you need. If your own wedding isn’t worth working extra-hard for, think about your plans and re-budget for something within your means .

Your best chances of beginning a debt-free married life is to live – and create a wedding – within your means. There’s no shame in creating an inexpensive, affordable wedding!

Uses For Vellum

Posted by Khris in Crafting Advice

Uses For Vellum

Vellum is such a fun material to work with because its uses are many and it’s easy to customize.

Some ideas to play with:

* Envelopes for seating cards

* Gift tags for favors

* Mini lamp shades for wine glass votive holders

* Votive candle wraps

* Rubber stamp and cut out shapes (i.e. butterflies) for use as decorations on and around the tables

* Cut strips of vellum, stamp with your name and wedding date and use for napkin rings or around favor boxes

* Make boxes or pouches for favors

* Use for wedding program overlays

Pocket-fold Invitation

Posted by Khris in DIY Projects & Tutorials, Invitations, Programs, + Stationery

Folder-style invitation

Inspired by a popular line of similar, pricey invitations, we created our own version for just a fraction of the cost. This project takes a bit of time but the effort is worth it! The full instructions are available to members in our downloads area, under “Project Sheets”. Look for the “folder-style invitation ” listing.

Create a Monogram in MS Word

Posted by Khris in DIY Projects & Tutorials, Invitations, Programs, + Stationery

Creating a custom monogram is simple using Microsoft Word. All you have to do is create a text box for each initial in your monogram and arrange the boxes so they’re spaced to your satisfaction. Easy!

1. Open Microsoft Word

2. From the DRAWING toolbar, click the “text box” button.

3. Type your initial in the text box you just created.

4. Do this for each initial of your monogram. (For example, if you”re monogram is SMT, you’ll need three boxes.)

5. Format your text boxes to feature NO FILL and NO LINE.

6. Now click on each text box and drag it to the placement and spacing that suits you.

Hints & Tips

* For PC users, if you use the arrow keys while holding down the Ctrl key, this will give you more precision in moving the boxes than if using only the mouse.

* Use different fonts and color combinations to create a beautiful and unique monogram.